1. These offers are only available on new American Express cards®plane®*Reserve Cardholders ("Cardholders"). For current or former American Express Airplan reserve card holders, we may approve your application, but you will not be eligible for these offers. If you receive points by mistake, we reserve the right to deduct them from your points balance. Offers are subject to change at any time. The account must be in good standing. Interest payments, annual fees, other fees and cash equivalent transactions are not purchases and are not eligible for Aeroplan Points. All deductions for returns of eligible purchases will be calculated at the profit rate applicable at the time of return. This means that the points deducted from your points balance may differ from the amount you originally earned. Points may be deducted if refunds fail to meet the required spend threshold. Allow up to 8 weeks after earning Aeroplan Points to update your Aeroplan account. To qualify for these offers, a qualifying application must be received between May 2, 2023 and July 24, 2023. American Express reserves the right to accept applications after this date but will not be eligible for these offers. Applications received after July 24, 2023 will be eligible for offers available at that time.
45,000 Puntos aircraft
To qualify for the 45,000 Aeroplan Point Welcome Bonus, you must have at least $6,000 in net purchases credited to your account on or before the three (3) month anniversary date. It may take up to eight weeks for the bonus to be credited from the date the bonus points were earned.
Up to 45,000 Aeroplan points
To qualify for a monthly bonus of 7,500 Aeroplan Points during the first 6 months of card membership, eligible American Express Aeroplan Reserve cardholders must have at least $2,000 in net purchases credited to their account each month by the last day of each billing period. A maximum of 45,000 Aeroplan Points can be earned. Purchases made during a billing period but posted after the end of that billing period will not count towards that month's eligible spend and will count against your next billing period's eligible spend. For example, if your monthly billing period runs from August 15 to September 14, a purchase made on September 14 (transaction date) and publications on September 15 (issue date) will not count towards that month's qualifying billing spend and will be counted towards next month's billing spend billing month. If August 15 - September 14 was the sixth monthly billing period, a purchase made on September 14 and posted on September 15 will not count towards this offer. The account must be in good standing. Bonus points may take up to eight weeks to be credited.
25,000 extra bonus points
To qualify for an additional 25,000 Aeroplan Points after 14 months of Card membership, one (1) purchase of any amount must be credited to your Card within 14-17 months of Card membership and then credited to your account. For example, if on June 1, 2024 you reach the 12-month card membership period, you will need to make a purchase between August 1, 2024 and no later than November 1, 2024 to be eligible for 25,000 Aeroplan Bonus Points. Allow up to eight weeks after earning Aeroplan Points to update your Aeroplan account. Aeroplan Points will be earned by the Basic Cardholder based on the amount of purchases, less credits and adjustments. Interest payments, annual fees, other fees and cash equivalent transactions are not purchases and are not eligible for Aeroplan Points.
2. American Express®plane®*Reserve cardholders are eligible to receive up to C$100 in statement credits every four (4) years for NEXUS application or renewal fees upon top-up of a qualifying card. Cardholders will receive statement credits for the total amount spent on the NEXUS fee rounded to the nearest dollar, up to a maximum of C$100 in cumulative statement credits per account over a four (4) year period, regardless of whether the NEXUS fees are applied to the primary account or the Card complementary. American Express will not provide additional statement credits when the maximum amount of C$100 in accumulated statement credits is spent on subsequent NEXUS application fees or renewal fees charged on the same qualifying card within the same four-year period. the original application is rejected. . For Holders existing from September 1, 2021, the first four (4) year period runs from September 1, 2021 to August 31, 2025. For new Holders after September 1, 2021, the first four (4) year period runs from the initial Card anniversary date by the day preceding the fourth (4) anniversary of the Charter. In both cases, each subsequent period of four (4) years follows the period immediately preceding. American Express has no control over the application and/or approval process of the NEXUS program and does not have access to any information provided to the government by the Cardholder or by the government to the Cardholder. American Express has no liability in relation to the NEXUS program. The NEXUS program is run independently by CBSA and US Customs and Border Protection (without American Express administration). Additional information on the NEXUS program can be found at www.cbsa-asfc.gc.ca/prog/nexus/term-eng.html. The NEXUS program is subject to change and American Express has no control over these changes.
After a qualifying NEXUS transaction is posted to an eligible card account, it may take up to 8 weeks for the statement to be posted to the card account. American Express relies on accurate transaction data to identify qualifying NEXUS purchases. If you don't see credit for an eligible purchase on your eligible card after 6-8 weeks, simply call the number listed on the back of your card. Cardholders are responsible for paying all application fees until the funds are credited to the Card account. To be eligible for this benefit, the Card account must be active and not delinquent at the time the statement credit is met.
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3. Value up to $3,200 or more based on total value of: Current Welcome Bonus of up to 115,000 Aeroplan Points redeemable per flight (up to $2,300), based on over 70% of current Aeroplan cardholders receiving a value of 0.02 USD/point or more when redeemed for a lot on February 1, 2023 or later. Usage calculation is based on actual exchanges made by cardholders between November 8, 2020 and November 1, 2020. February 2023; free first round checked baggage for two people in the first year ($120); unlimited access to the Maple Leaf LoungeTM* in North America ($550 per year), lounge access subject to availability; Complimentary guest access to the Maple Leaf Lounge in North America for one guest accompanying a qualifying Cardholder on a return flight within the first year ($50); Priority PassTM Membership* ($99/year); first year NEXUS Card credit relief (up to $100 available every four (4) years); Toronto Pearson Discount Car Care estimate based on a $60 classic car wash for a standard car. $60 X 15% = $9; Valet parking at Toronto Pearson International Airport ($20); and a 15% discount on parking at Toronto Pearson International Airport, estimated based on a daily parking rate of CAD 38 per day. $38 x 15% = $5.70. Value up to $3,200 or more excludes the annual card fee.
Aeroplan Points have no cash value but can be redeemed through the Aeroplan program for flights and other rewards. The retail value of rewards earned with Aeroplan Points will vary based on various factors, including the type of reward awarded, details of which can be found onhttp://www.aircanada.ca/aeroplan. Aeroplan Points may only be redeemed in accordance with the Aeroplan General Terms and Conditions. The full terms and conditions of the Aeroplan program are available online athttps://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html. All offers are subject to the fulfillment of the criteria set out in the terms of the offer.
4. You can earn Aeroplan Points ("Points") on qualifying consumer purchases from American Express retailers as follows: Earn 3 points for every $1 of eligible purchases made directly from Air Canada. Earn 2 points for $1 at restaurants, fast food restaurants, coffee shops and beverage outlets in Canada, and Canada food delivery as a primary business, but excludes groceries. Qualifying Air Canada purchases are only purchases made directly from Air Canada as a merchant, including Air Canada Holiday Packages purchased directly from Air Canada. Purchases made by Air Canada using your Card from another retailer or service provider that sells Air Canada goods or services would not be a qualifying Air Canada purchase, such as the purchase of (i) Air Canada tickets from a non-Air Canada website for through a travel agent including American Express Travel Services, or as part of a holiday package from another retailer, (ii) Air Canada Gift Cards, (iii) Air Canada Maple Leaf Club membership, or (iv) if you purchase through Air Canada from another reseller, such as a hotel or car rental booking on aircanada.com. A rate of 1.25 points per $1 applies when a merchant code is not in an eligible category, a third party payment service or account is used, a card reader connected to a mobile phone, or an online merchant that sells products from other merchants, or the merchant category is not otherwise identified. As long as your account is in good standing, points can be earned on qualifying purchases less refunds and other credits. Interest payments, annual fees, other fees and cash equivalent transactions are not purchases and are not eligible for Aeroplan Points.
5. These offers are only available to new American Express® Aeroplan®* cardholders ("Cardholders"). For current or former American Express Aeroplan cardholders, we may approve your application, but you will not be eligible for these offers. If you receive points by mistake, we reserve the right to deduct them from your points balance. Offers are subject to change at any time. The account must be in good standing. Interest payments, annual fees, other fees and cash equivalent transactions are not purchases and are not eligible for Aeroplan Points. All deductions for returns of eligible purchases will be calculated at the profit rate applicable at the time of return. This means that the points deducted from your points balance may differ from the amount you originally earned. Points may be deducted if refunds fail to meet the required spend threshold. Allow up to 8 weeks after earning Aeroplan Points to update your Aeroplan account.
35,000 Puntos aircraft
To qualify for the 35,000 Aeroplan Point Welcome Bonus, you must have at least $3,000 in net purchases credited to your account on or before your six-month anniversary. It may take up to eight weeks for the bonus to be credited from the date the bonus points were earned.
15,000 monthly bonus points
To qualify for a monthly bonus of 2,500 Aeroplan Points during the first 6 months of card membership, eligible American Express Aeroplan cardholders must have at least $500 in net purchases credited to their account each month by the last day of each billing period. A maximum of 15,000 Aeroplan Points can be earned. Purchases made during a billing period but posted after the end of that billing period will not count towards that month's eligible spend and will count against your next billing period's eligible spend. For example, if your monthly billing period runs from August 15 to September 14, a purchase made on September 14 (transaction date) and publications on September 15 (issue date) will not count towards that month's qualifying billing spend and will be counted towards next month's billing spend billing month. If August 15 - September 14 was the sixth monthly billing period, a purchase made on September 14 and posted on September 15 will not count towards this offer. The account must be in good standing. Bonus points may take up to eight weeks to be credited.
6. Value up to $1,100 or more based on total combined value: Welcome Bonus of up to 50,000 Aeroplan Points redeemable for flight(s) (up to $1,000), according to over 70% of existing Aeroplan cardholders Card that will receive value $0.02/point or more when redeemed for a flight on or after March 1, 2022. Usage calculation is based on actual exchanges made by cardholders between November 8, 2020 and March 1, 2022; Complimentary first round bag for two people in the first year ($120). Value up to $1,100 or more excludes the annual card fee.
Aeroplan Points have no cash value but can be redeemed through the Aeroplan program for flights and other rewards. The retail value of rewards earned with Aeroplan Points will vary based on various factors, including the type of reward awarded, details of which can be found onwww.aircanada.ca/aeroplan. Aeroplan Points may only be redeemed in accordance with the Aeroplan General Terms and Conditions. The full terms and conditions of the Aeroplan program are available online athttps://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html. All offers are subject to the fulfillment of the criteria set out in the terms of the offer.
7. An eligible primary or supplementary card holder and up to eight (8) other passengers traveling in the same booking (up to a maximum of 9 passengers) are entitled to a free first piece of checked baggage up to 23 kg. The benefit applies only to Air Canada check-in for a flight operated by Air Canada, Air Canada Rouge or Air Canada Express. Benefits are not available if you check in with another airline. If the first checked baggage is already free (for example, due to Aeroplan Elite status or a purchased fare), no additional checked baggage benefits will be granted. Free first checked baggage is non-refundable and non-refundable. Additional/oversized/overweight baggage fees may apply. For more information on baggage restrictions, please visit www.aircanada.com/baggage.
8. You can earn Aeroplan Points ("Points") on qualifying consumer purchases from American Express retailers as follows: Earn 2 points for every $1 of eligible purchases made directly from Air Canada. Earn 1.5 points for every $1 of qualifying purchases made at restaurants, fast food restaurants, coffee shops and beverage outlets in Canada and food delivery in Canada as a primary business, but excludes groceries. Qualifying Air Canada purchases are only purchases made directly from Air Canada as a merchant, including Air Canada Holiday Packages purchased directly from Air Canada. Purchases made by Air Canada using your Card from another retailer or service provider that sells Air Canada goods or services would not be a qualifying Air Canada purchase, such as the purchase of (i) Air Canada tickets from a non-Air Canada website for through a travel agent including American Express Travel Services, or as part of a holiday package from another retailer, (ii) Air Canada Gift Cards, (iii) Air Canada Maple Leaf Club membership, or (iv) if you purchase through Air Canada from another reseller, such as a hotel or car rental booking on aircanada.com. The 1 point for $1 rate applies when the merchant code is not in an eligible category, uses a third party service or payment account, a card reader connected to a mobile device, or an online retailer that sells products from other retailers, or the merchant category is not in another way identified. As long as your account is in good standing, points can be earned on qualifying purchases less refunds and other credits. Interest payments, annual fees, other fees and cash equivalent transactions are not purchases and are not eligible for Aeroplan Points.
9. These offers are only available to new Marriott Bonvoy® American Express®* cardholders ("Cardholders"). For current or former Marriott Bonvoy® American Express®* cardholders, we may approve your application, but you will not be eligible for these offers. If you receive points by mistake, we reserve the right to deduct them from your points balance. The account must be in good standing. Interest, annual fees, other fees and cash equivalent transactions are not purchases and are not eligible for Marriott Bonvoy Points. All deductions for returns of eligible purchases will be calculated at the profit rate applicable at the time of return. This means that the points deducted from your points balance may differ from the amount you originally earned. Points may be deducted if refunds fail to meet the required spend threshold. It may take up to 8 weeks for your account to update after earning Marriott Bonvoy points. To qualify for these offers, a qualifying application must be received between May 2, 2023 and July 24, 2023. American Express reserves the right to accept applications after this date but will not be eligible for these offers. Applications received after July 24, 2023 will be eligible for offers available at that time.
Offer 65,000 points
To qualify for the 65,000 Bonus Points, you must have a net purchase of at least $3,000 credited to your account on or before the three (3) month anniversary date.
10,000 extra bonus points
To qualify for an additional 10,000 bonus points after 14 months of card membership, you must make one (1) qualifying purchase of any amount on the card between 14 and 17 months of card membership and then credit to your account. For example, if you reach 12 months of card membership on June 1, 2024, you will need to make a purchase between August 1, 2024 and no later than November 1, 2024 to be eligible for 10,000 Bonus Points. Allow 8-10 weeks after earning points to update your account.
10. The account must be up to date. Earn five (5) American Express Marriott Bonvoy Points for every USD 1 of qualifying purchases (less credits and refunds) loaded onto your American Express Marriott Bonvoy card when it is topped up directly at participating Marriott Bonvoy properties, Marriott Bonvoy independent retailers and Marriott brands online stores (including Marriott Bonvoy Gift Card online purchases), which in each case are owned or operated by Marriott International, Inc. and its affiliates. Sellers are typically assigned codes and classified based on what they sell. A rate of two (2) points per $1 is applied when a merchant code is not in an eligible category, a third party payment service or account is used, a card reader connected to a mobile phone, or an online retailer that sells products from other merchants, or the merchant category does not is defined in a different way. Points will be earned on the amount of all eligible purchases less credits and refunds. Cash advances, interest, balance transfers, Amex checks, annual fees (if applicable), other traveler's check and currency fees and charges are not purchases and are not eligible for points.
11. Every year, 8-10 weeks after the annual reset date, you will receive an annual Free Night Reward, which can be redeemed within 1 year of issue for a standard single or double room available at Marriott Bonvoy properties with a room rate of up to 35,000 points, including room rate and applicable taxes, but excluding resort tax. The account must be in good standing. Full terms can be found at www.marriottbonvoy.com/terms.
12. Up to 60,000 Welcome Bonus: This offer is available to new American Express® Gold Rewards cardholders only. For current or former American Express® Gold Rewards cardholders, we may approve your application, but you will not be eligible for Membership Rewards point offers available within the first 12 months of card membership. The account must be in good standing. The offer is subject to change at any time. To qualify, you must have at least $1,000 in net purchases credited to your account by the last day of each billing period. Purchases made during a billing period but shipped after the end of that billing period may not be eligible for that month's eligible spend. In this case, the purchase will be credited to eligible expenses in the next billing period. For example, if your monthly billing period runs from August 15 to September 14, a purchase made on September 14 (transaction date) and entries made on September 15 (issue date) may not count as eligible spend for that month. In this case, this purchase will count towards expenses in the next month's billing period. If August 15 - September 14 was your 12-month billing period, a purchase made on September 14 and a publication on September 15 will not count towards this offer. Bonus points may take up to eight weeks to be credited. Membership Rewards points will be earned by the primary cardholder based on the amount of purchases, less credits and adjustments. Interest, annual fees, other fees and cash equivalent transactions are not purchases and do not qualify for Membership Rewards points.
13. You can earn 2 Membership Rewards points ("Points") for every USD 1 of qualifying consumer purchases made at American Express retailers in the following ways: (i) at independent fuel stations in Canada, (ii) at independent pharmacies in Canada, ( iii) at independent supermarkets in Canada and (iv) for travel services or travel bookings, including air, water, rail and road transportation, accommodation and sales by tour operators, but excluding local and suburban transportation. Purchases from merchants whose main business is not the sale of gasoline, groceries, drugs, and travel (including large stores, wholesale clubs, liquor retailers, and general merchandise retailers) do not qualify for the profit rate in this category. Sellers are typically assigned codes and classified based on what they sell. The rate of 1 point for $1 applies if the merchant code is not in an eligible category, the purchase is made via an e-wallet or is not made directly from a supplier of a good or service, e.g. through a third party or using a mobile device ( e.g. a smartphone) with a card reader attached. As long as your account is in good standing, points can be earned on qualifying purchases less refunds and other credits. Interest, annual fees, other fees and cash equivalent transactions are not purchases and do not qualify for Membership Rewards points.
14. Points transfer fees vary by member and transfers can take up to 5 days. Other conditions apply. Visit memberrewards.ca for details.
15. Transfers of Membership Rewards points must be made in increments of 100 points, with a minimum redemption requirement of 1,000 points per transfer. 1000 Membership Rewards points = 1000 Aeroplan points. Other terms and restrictions apply. Visit Membershiprewards.ca for full Membership Rewards terms and conditions.
16. Transfers of Membership Rewards points must be made in increments of 100 points, with a minimum redemption requirement of 1,000 points per transfer. 1000 Membership Rewards points = 1000 Avios. Avio Points are subject to the British Airways Executive Club regulations. For more information, visit ba.com.
17. Up to 30,000 Welcome Bonus: This offer is only available to new American Express Cobalt cardholders. For current or former American Express Cobalt cardholders, we may approve your application, but you will not be eligible for Membership Rewards points offers available within the first 12 months of card membership. Offer subject to change. To qualify, you must have at least $500 of net purchases credited to your account by the last day of each billing period. Purchases made during a billing period but shipped after the end of that billing period may not be eligible for that month's eligible spend. In this case, the purchase will be credited to eligible expenses in the next billing period. For example, if your monthly billing period runs from August 15 to September 14, a purchase made on September 14 (transaction date) and entries made on September 15 (issue date) may not count as eligible spend for that month. In this case, this purchase will count towards expenses in the next month's billing period. If August 15 - September 14 was your 12-month billing period, a purchase made on September 14 and a publication on September 15 will not count towards this offer. The account must be in good standing. Bonus points may take up to eight weeks to be credited.
18. You can earn Membership Rewards points on qualifying consumer purchases from American Express retailers as follows: Earn 5 points per $1 at (i) restaurants, fast food restaurants, coffee shops and beverage outlets in Canada, (ii) independent supermarkets in Canada, (iii) food and groceries delivery in Canada as your primary business, up to a total of $30,000 in net purchases booked to your account annually in those categories. Once you max out, you will no longer earn 5 points per $1, regardless of credits, refunds, and adjustments. Earn 1 point for every $1 later. The calculation is reset to zero each year on the card membership anniversary date. Earn 3 points for every $1 on qualifying streaming subscriptions with select providers in Canada. A current list of providers is available at americanexpress.ca/streaming. Purchases from merchants not listed or listed but bundled with another product or service or billed by a third party such as a digital platform, cable, telecommunications or internet provider or automaker that they are not qualifies. . Earn 2 points for $1 at (i) Canadian independent refueling stations, (ii) travel services or travel bookings including air, water, rail and road transportation, accommodation sales and tour operators, (iii) local transportation services for commuters in Canada, including subways, streetcars, taxis, limousines and ride-sharing. Purchases from sellers where these categories are not their primary business, such as general merchandise retailers, are not eligible. Sellers are typically assigned codes and classified based on what they sell. The earning rate of 1 point for $1 applies when the merchant code is not in an eligible category, you are using a third-party payment account or service, a card reader connected to your mobile device, or an online retailer that sells products from other merchants. or the merchant category is not otherwise specified. Interest, annual fees, other fees and cash equivalent transactions are not purchases and do not qualify for Membership Rewards points.
19. Points transfer fees vary by member and transfers can take up to 5 days. Other conditions apply. Visit memberrewards.ca for details.
20. This offer is only available to new Platinum Card® Cardholders ("Cardholders"). For current or former Platinum Card® holders, we may approve your application, but you will not be eligible for this offer. If you receive points by mistake, we reserve the right to deduct them from your points balance. The account must be in good standing.
Welcome Bonus - To qualify for the 80,000 Membership Rewards® Welcome Bonus points, you must have at least $7,500 in net purchases credited to your account within the first three months of your membership. The offer is subject to change at any time.
21. Purchase must be fully charged to American Express card. Subject to availability and event and ticketing conditions, restrictions, verification procedures and fees. Tickets and packages cannot be transferred or resold. No returns or exchanges are subject to the merchant's obligations under applicable law.
22. Redeem Points for Purchases: Membership Rewards Points can be redeemed for a credit against your qualifying purchase statement charged to your qualifying card. All qualifying purchases: 1,000 points = $10 credit on your statement. You must redeem at least 1000 points for redemption. Eligible Purchases include purchases made at American Express stores and loaded onto an Eligible Card. Fund advances, fees, balance transfers, Amex checks and traveler's check fees are not Eligible Purchases. American Express may make changes to the types of purchases that qualify for redemption for Purchase Redemption Points at any time without notice. Eligible cards are consumer and small business cards registered with Membership Rewards. Credits on your Card Account statement may not exceed the total amount of the Applicable Purchases on the Applicable Card. You may register for Online Services to view and complete Eligible Purchases online. Only Eligible Purchases credited to your card account in the last 3 months, up to the last 150 Eligible Purchases, will be displayed for redemption. If you would like to redeem points for a Qualifying Purchase in the last 12 months that is not displayed online, please contact us at the number on the back of your card.
Subject to the Membership Rewards Terms and Conditions. Visit Membershiprewards.ca for full Membership Rewards terms and conditions or call 1 800 668 AMEX (2639). Small business card holders should call 1-888-721-1046.
23. You can earn Membership Rewards Points ("Points") on qualifying consumer purchases from American Express retailers as follows: 3 Points per $1 at restaurants, fast food restaurants, coffee shops and beverage outlets in Canada; and 2 points per $1 for travel services or travel bookings, including air, water, rail and road transportation, accommodation and sales by tour operators, but excluding local and commuter transportation. Purchases from retailers where these categories are not their primary business, such as food delivery services and general merchandise retailers, are not eligible. Sellers are typically assigned codes and classified based on what they sell. The 1 point for $1 rate applies when the merchant code is not in an eligible category, uses a third party service or payment account, a card reader connected to a mobile device, or an online retailer that sells products from other retailers, or the merchant category is not in another way identified. As long as your account is in good standing, points can be earned on qualifying purchases less refunds and other credits. Interest, annual fees, other fees and cash equivalent transactions are not purchases and do not qualify for Membership Rewards points.
24. $200 Annual Travel Credit: $200 Annual Travel Credit may only be used at time of booking through American Express Travel Online at americanexpress.ca/travel or by calling Platinum Card Travel Service. The travel booking must be loaded onto the Platinum card. The account must be in good standing. If you choose to use your travel credit, it will be credited to your card account within 2 business days. The Basic Cardholder is entitled to one (1) Annual Travel Credit each year based on the Anniversary Date of the card membership, per single travel booking of $200 or more, and will appear on your statement as "Platinum Annual Travel Credit". If you cancel your travel booking after using your annual travel credit, you will not be able to use it again in the same year. You can only use one travel credit per booking.
†All coverage is subject to the terms and conditions of the relevant primary policies. Certain limitations, exclusions and restrictions apply. Read your insurance certificates carefully.
®,™: Used by Amex Bank of Canada under license from American Express
®*, TM*: For details on trademark ownership, see: americanexpress.ca/aeroplantrademarks
FAQs
Travel Rewards credit cards | Credit cards? ›
A travel rewards credit card focuses on the accumulation of points (or miles) that then can be redeemed for travel-related awards. Such awards include airline flights, hotel stays, car rentals, and more. An airline rewards credit card typically rewards you with miles for the purchases you make using the card.
Which credit card is best for travel mileage? ›- Capital One Venture X Rewards Credit Card: Best Overall.
- United Club℠ Infinite Card: Best For United Flyers.
- Chase Freedom Flex℠: Best No Annual Fee Card for Flights.
- Aeroplan® Credit Card: Best Mid-Tier Airline Card.
- Chase Sapphire Reserve®: Best For Travel Partners.
A travel rewards credit card focuses on the accumulation of points (or miles) that then can be redeemed for travel-related awards. Such awards include airline flights, hotel stays, car rentals, and more. An airline rewards credit card typically rewards you with miles for the purchases you make using the card.
Is there such thing as a travel credit card? ›A travel credit card works the same as any other credit card, but with benefits when you use it at home and abroad. This could include things like no foreign transaction fees on card purchases outside the UK.
Can I use my credit card miles at any airline? ›Travel credit cards offer miles the same way that other cards may offer points. The miles can be redeemed for travel with many different airlines, cruise operators and travel companies — as well as retailers and other merchants. Co-branded airline credit cards offer miles for use with a specific airline.
How much is 50000 Chase points worth? ›In most cases, 50,000 Chase points are worth $500 for travel, cash back, or gift cards. The same 50,000 points can be worth $625 with the Chase Sapphire Preferred® Card or Ink Business Preferred and $750 with the premium Chase Sapphire Reserve®.
How many miles is a free flight? ›| Airline | Coach/Economy | First class |
|---|---|---|
| American Airlines | 10,000-30,000 | 50,000-115,000 |
| Delta Air Lines | 8,000-36,500 | N/A |
| Southwest Airlines | 7,519-57,088 | N/A |
| United Airlines | 10,600-20,800 | N/A |
It's generally recommended that you have two to three credit card accounts at a time, in addition to other types of credit. Remember that your total available credit and your debt to credit ratio can impact your credit scores. If you have more than three credit cards, it may be hard to keep track of monthly payments.
Is Chase a good travel card? ›Chase travel credit cards are some of the most popular and beginner-friendly cards. Perhaps you've heard a friend or family member totaling up all the great rewards they're redeeming and you want in.
What are the cons of prepaid travel cards? ›Foreign transaction fees, among others
Further, prepaid travel cards may also charge a card purchase fee, ATM withdrawal fee, higher foreign ATM withdrawal fee, inactivity fee and a fee to get any remaining balance back by check.
What is the easiest travel card to use? ›
Wells Fargo Autograph℠ Card. Bank of America® Travel Rewards credit card. Capital One VentureOne Rewards Credit Card. Chase Sapphire Preferred® Card.
Is it better to travel with Visa or Mastercard? ›Mastercard is better for international travel than Visa because Mastercard is accepted in more countries and territories (over 210) than Visa (200). Both are widely accepted nearly everywhere you're likely to travel, though, and each network supports credit cards that are excellent for traveling abroad.
What is the alternative to a credit card for travel? ›PayPal, cash, gift cards and debit cards all make it possible to pay for travel without a credit card. If a debit card is your preferred payment method, make sure you have a bank account that waives ATM fees so that you can avoid paying extra fees.
What is a AAA travel card? ›With purchases on the AAA Travel Advantage credit card, you earn: 5% Cash Back on Gas & Electric Vehicle-charging stations. 1. 3% Cash Back on Grocery Stores, Restaurants, Travel, and AAA purchases.
What is the difference between travel card and credit card? ›A travel card is a type of credit card that is specifically designed keeping in mind the needs of a traveller. A normal credit card gives you rewards in form of cashback or points which can be redeemed for gift cards, merchandise and discounts. A travel credit card offers travel-specific benefits.
How much is 75000 miles worth Capital One? ›Earn 75,000 Bonus Miles With the Capital One Venture Card
Before we dig in, to unlock the 75,000 bonus miles, new cardholders will need to spend $4,000 on the card within the first 3 months of opening their account. By Upgraded Points' valuations, 75,000 bonus miles equate to a cash value of around $1,350.
10,000 United miles are worth about $120.
How much is 20000 miles worth Capital One? ›Capital One miles are worth 1 cent each when redeemed for travel, 0.8 cents each when redeemed for gift cards and 0.5 cents each when redeemed for cash back. That means 20,000 Capital One miles are worth $200 in travel or $100 in cash back.
How much is 100k points Chase? ›100,000 Chase points are usually worth $1,070, whether you spend them on travel, cash back, gift cards, experiences or shopping. With a few Chase cards, 100,000 points can be worth 25% - 50% more when redeemed for travel through Chase Ultimate Rewards.
How much is 100000 Chase points worth flights? ›How much are 100,000 Chase points worth? When redeemed for cash back, 100,000 Chase points are worth $1,000. When redeemed for travel booked through Chase, 100,000 points are worth $1,500 if you have the Chase Sapphire Reserve®, or $1,250 with the Chase Sapphire Preferred® Card or Ink Business Preferred® Credit Card.
How much is 100k Chase points worth in travel? ›
Earning at least 100k Chase points is a laudable goal as Chase Ultimate Rewards are one of the most valuable credit card points for travel or cash back. 100,000 Chase points are easily worth over $1,000 in value, and even more, if you transfer them out to an airline or hotel partner.
Do airline miles expire? ›Miles earned from flying expire after two years, but may be extended by taking another flight and crediting those miles to Flying Blue. Flights operated by Air France, KLM or partner airlines qualify. Miles expiration is also extended by two years when you make a purchase with an eligible co-branded credit card.
How many flight miles to Hawaii? ›| Region: | Main Cabin starting at: | Premium Economy starting at: |
|---|---|---|
| Contiguous 48 U.S. states + Canada | 7,500 | – |
| Mexico + Caribbean + Central America | 10,000 | – |
| South America – Short Haul | 15,000 | – |
| Hawaii + Alaska | 20,000 | 40,000 |
For the shortest trip, driving is slightly more economical than flying. But for the longer cross-country trip, flying is far cheaper. And keep in mind that this only considers solo drivers. Families or friends traveling in one vehicle can save money by driving, even on longer routes.
Does cancelling a card hurt credit? ›Credit experts advise against closing credit cards, even when you're not using them, for good reason. “Canceling a credit card has the potential to reduce your score, not increase it,” says Beverly Harzog, credit card expert and consumer finance analyst for U.S. News & World Report.
Is 20 credit cards too many? ›There's no such thing as a bad number of credit cards to have, but having more cards than you can successfully manage may do more harm than good. On the positive side, having different cards can prevent you from overspending on a single card—and help you save money, earn rewards, and lower your credit utilization.
Is 11 credit cards too many? ›There is no universal number of credit cards that is “too many.” Your credit score won't tank once you hit a certain number. In reality, the point of “too many” credit cards is when you're losing money on annual fees or having trouble keeping up with bills — and that varies from person to person.
Which travel money card is best for us? ›- Wise Multi Currency Card. Best exchange rates.
- Travelex Money Card. Best all rounder.
- HSBC Global Everyday Debit Card. Best for use in Australia too.
- Bankwest Breeze Platinum Credit Card. Lowest interest rate.
- ING One Low Rate Credit Card. No annual fee.
Chase credit cards are known for great rewards — including both sign-up bonuses and generous rates on spending — and a fantastic points program. Chase issues some of the best co-branded airline, hotel and store credit cards on the market.
Is Chase Sapphire Preferred hard to get? ›The Chase Sapphire Preferred® Card is hard to get because you'll need good to excellent credit to have a chance at getting approved. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for Chase Sapphire Preferred.
Why do you want to avoid prepaid cards? ›
Downsides of prepaid cards
Fees: Many prepaid cards charge fees for reloading money, monthly maintenance, ATM withdrawal, inactivity and transactions. Purchase limits: You might be limited to a maximum purchase amount per day, like $1,000.
The main difference between the two is that a travel credit card uses borrowed money, paid off in monthly instalments. This could be a great option if you need some more flexibility with your money. Meanwhile, a prepaid travel card is preloaded with your money, converted into the required currency.
Why should I use a travel money card? ›Your Travel Money Card is completely separate from your bank account so it's a safe and secure way to pay while you're abroad.
Is it hard to get a travel credit card? ›You can get some travel credit cards with a low credit score, but many premium travel credit cards require a credit score above 670.
Do travel cards work everywhere? ›Not all Destinations and Experiences Accept Card: Depending on where you travel to, not all destinations or vendors will accept a travel card as a form of payment. Because of this, it may be a good idea to take some cash with you on holiday to avoid tricky situations where your card may not be accepted.
What is a platinum travel card? ›Platinum Cardmembers can enjoy exclusive access to lower fares in First, Business and Premium Economy with the International Airline Program. Enjoy savings on selected seats for you and up to seven other travellers. Plus you'll earn Membership Rewards points on your booking.
Why Costco doesn t accept Mastercard? ›You can't use your Mastercard credit card at Costco, because Costco has a contract with Visa. You can, however, use your Mastercard credit card for purchases made at Costco.com and through the Costco app. For their warehouse locations Costco only accepts cards on the Visa network.
Is it better to use a credit card or debit card when traveling internationally? ›Yes, using a credit card internationally is the best way to go about paying for things when you're abroad. It's safer because you don't have to carry as much cash, and all major credit card companies offer $0 fraud liability guarantees.
Why is Mastercard replacing Visa? ›Massive change for millions of Visa debit card holders due to war on fees – what you need to know. MILLIONS of people have had their Visa debit cards replaced by Mastercards amid an industry war against the payment giant.
Is Chase Freedom unlimited a travel card? ›Yes, the Chase Freedom Unlimited® is good for travel in the U.S. because it offers 5% on travel purchased through the Chase Ultimate Rewards portal and has a $0 annual fee.
Are there any debit cards that don t charge foreign transaction fees? ›
Capital One 360 Checking
This online bank offers one of the most enviable checking accounts around, which is chock-full of features. One of the features of the Capital One 360 Checking account is that there are no foreign transaction fees when you use your debit card.
Effective September 30, 2022, AAA and Pathward, N.A. have discontinued their relationship. MemberPay Cards are no longer affiliated with AAA and are managed solely by Pathward, N.A. Prior to September, 2022, AAA offered prepaid card products that were issued by Pathward, N.A.
What credit score do you need to get a AAA credit card? ›Credit Rating Requirement:
Good/Excellent (670-850) Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision.
AAA Travel Advantage Visa Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Visa U.S.A. Inc.
Are travel cards still a thing? ›Prepaid travel money cards are offered by major banks, airlines and foreign exchange retailers such as Travelex. Before travelling overseas, you load money into the card account, locking in the exchange rate for foreign currencies at that time.
Is a travel card better than pay as you go? ›As a general rule a Travelcard is more expensive than an Oyster card or Contactless payment card. The exception is if you make 3 or more journeys for 6 days or more within a 7 day period. In this case a 7 day Travelcard works out cheaper than an Oyster or Contactless payment card.
Is it better to use a credit card when Travelling? ›Credit cards remain the best all-purpose payment method, accepted in far more places abroad than debit cards. It's also a good idea to take more than one card with you when you go away to avoid finding yourself without any resources if your card is lost, stolen or blocked.
How much is 60000 airline miles worth? ›60,000 United miles are worth an average of $714, according to WalletHub data. You will get the best value for your United MileagePlus miles when you redeem them for Travel, but there are multiple redemption options.
How many miles do you need to fly on Delta for free? ›If you do not have the minimum 5,000 miles per passenger available in your account, you will not see Pay with Miles as an option to purchase your ticket after selecting your flights. Pay with Miles is only available for Delta Air Lines (not partner airline) flights.
How much is 60000 United miles worth? ›For example, 60,000 points are worth $750 toward travel.
What are the disadvantages of a travel card? ›
- Loading and reloading pre-paid cards.
- Rate conversion.
- ATM usage.
- Inactivity.
- Cash back at the time of purchase.
- Card replacement.
- Closing the card's account.
While credit cards are easy to carry and more secure than cash, you should always have some local cash on you when traveling. It's just good sense. Besides the fact that some local shops and vendors won't accept credit cards, having some cash provides a safety net in case your bank shuts off your card for any reason.